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A typical Indian family day begins early, with the morning prayer ("Omkar" or "Namaskar") and a quick breakfast. The day is filled with various activities, such as:

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Money is rarely "mine" or "yours." When a cousin loses a job, the uncle steps in. When a family needs a down payment for a house, every aunt chips in. Daily life stories are riddled with "loans" that are never expected to be returned. This creates a safety net that Western psychologists are now studying as a buffer against depression and anxiety. A typical Indian family day begins early, with